Most people must resort to auto financing in Everett when purchasing a new or used car, since the amount of cash required is beyond reach much of the time. It pays to know how to go about the process beforehand so that you know exactly what to expect and how it will impact you.
There are many dealerships who are pleased to offer loans to those with excellent credit, car financing with bad credit or any credit rating in between. Researching dealers in advance will help you decide which one will be the best for you.
There are 3 specific facts to know prior to visiting the dealer to find the best “new to you” pre-owned vehicle:
- Obtain a copy of your credit report and credit score before applying for a car loan. You are entitled to a free copy of your credit report each year, although it may cost a small sum for your credit score. Having these in advance gives you the opportunity to raise your score, if necessary, to negotiate a better interest rate.
- Check out the interest rates offered at reputable dealers in your area. Get quotes from several of them for comparison.
- Plan to either trade in your older vehicle or provide about a 10% down payment on your chosen auto.
For reliable assistance with auto financing in Everett, call Carson Cars at (855)583-9356. Our sales team is prepared to guide you through the entire process of selecting a used car, financing it and driving off the lot.